Quando si parla di Intelligenza Artificiale , non sono i compiti complessi a spaventare davvero i modelli. È la lunghezza. Le sequenze interminabili. Quei processi in cui basta un singolo errore per far crollare tutto. È qui che l’IA, oggi, inciampa. Eppure un nuovo approccio dimostra che si può superare il limite strutturale dei modelli linguistici: risolvere un milione di passaggi consecutivi senza sbagliare una sola volta . Il caso di studio è la Torre di Hanoi con 20 dischi. Un esercizio teorico? Forse. Ma richiede 1.048.575 mosse in fila, tutte corrette. Un terreno in cui persino i migliori modelli falliscono dopo poche decine di mosse. Qui entra in scena Maker , un sistema che ribalta il paradigma. 1. Il vero limite dei LLM non è l’intelligenza. È l’esponenziale dell’errore. Anche un modello accurato al 99% è condannato a perdere. Sembra paradossale, ma è pura matematica: su una catena lunga mille passaggi, la probabilità che il modello non sbagli mai si avvicina al...
Central bank digital currency If industry efforts fall short of developing an innovative and efficient pan-European payment solution, the social need for it could potentially be met by issuing a CBDC. For instance, a CBDC with the status of legal tender could guarantee that all users have, in principle, access to a cheap and easy means of payment. CBDC could also ensure that the general public remain able to use central bank money should cash usage decline. However, cash is still a popular means of payment across the euro area. Signs of a future decline in cash usage could be a catalyst in accelerating central bank efforts in the area of CBDC.
CBDC could also ensure that the general public remain able to use central bank money should cash usage decline. However, cash is still a popular means of payment across the euro area. Signs of a future decline in cash usage could be a catalyst in accelerating central bank efforts in the area of CBDC. The concrete design of CBDC could have far-reaching implications for the financial system that need to be carefully assessed.
CBDC could alter the way in which monetary policy is conducted and transmitted to the real economy. It could also affect the role of the banking sector, credit intermediation and bank funding. The desirable design features for CBDC and its economic and financial implications therefore warrant further analysis.
On this basis, the ECB will continue to analyse CBDC with a view to exploring the benefits of new technologies for European citizens and to be ready to act should the need arise in the future. Prospects of central bank initiatives, however, should neither discourage nor crowd out private market-led solutions for fast and efficient retail payments in the euro area.
READ PAPER AT THIS LINK https://www.linkedin.com/posts/belvedere_innovation-and-its-impact-on-the-europe-retail-activity-6608602617520230400-jItI
CBDC could also ensure that the general public remain able to use central bank money should cash usage decline. However, cash is still a popular means of payment across the euro area. Signs of a future decline in cash usage could be a catalyst in accelerating central bank efforts in the area of CBDC. The concrete design of CBDC could have far-reaching implications for the financial system that need to be carefully assessed.
CBDC could alter the way in which monetary policy is conducted and transmitted to the real economy. It could also affect the role of the banking sector, credit intermediation and bank funding. The desirable design features for CBDC and its economic and financial implications therefore warrant further analysis.
On this basis, the ECB will continue to analyse CBDC with a view to exploring the benefits of new technologies for European citizens and to be ready to act should the need arise in the future. Prospects of central bank initiatives, however, should neither discourage nor crowd out private market-led solutions for fast and efficient retail payments in the euro area.
READ PAPER AT THIS LINK https://www.linkedin.com/posts/belvedere_innovation-and-its-impact-on-the-europe-retail-activity-6608602617520230400-jItI